Debt Free Living

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  • Eating Well for Less - Reducing Food Bills

    Plan a Menu Around Sales and Stick to the List
    Write the menu on the family calendar. The activities listed on this calendar will identify crunch days so you can plan accordingly like making a slow cooker meal. I bring the sales flier to the dinner table and request family input while they are still hungry because the feedback is better. I also make note to stock up on frequently used items, like canned tomatoes, that are at rock bottom prices. Sticking to the list is impossible for me but...
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  • Clean Like Grandma Did

    Clean Like Grandma Did

    Cleaning supplies have gotten very fancy, convenient, and disposable. In spite of that, I still don't enjoy cleaning. It got me wondering why I was spending so much of our budget on these fancy items when it really did not materially decrease the time it took to do the work nor increased my enjoyment of the activity. Buying these items definitely had a material and negative impact on the financial goal at hand whether it be the the snowball, the emergency fund, the college fund, and/or the retirement...
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  • My Secret Envelope

    My Secret Envelope

    I have a secret envelope, and it is hidden in a special place. At one point last year, this envelope had $2,500 in it. The money that goes into it does not come from a paycheck or tips from a part time job. The money in this secret envelope comes from selling items we no longer need around the house.

    This envelope is my envelope. I get to choose where to spend the money. It has funded some really nice things like a new chair for the office and upgraded tile for the new shower. I was...
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  • Eating Well for Less - Reducing Food Bills
    by Administrator
    Plan a Menu Around Sales and Stick to the List
    Write the menu on the family calendar. The activities listed on this calendar will identify crunch days so you can plan accordingly like making a slow cooker meal. I bring the sales flier to the dinner table and request family input while they are still hungry because the feedback is better. I also make note to stock up on frequently used items, like canned tomatoes, that are at rock bottom prices. Sticking to the list is impossible for me but...
    01-04-2025, 06:45 AM
  • Clean Like Grandma Did
    by Administrator
    Cleaning supplies have gotten very fancy, convenient, and disposable. In spite of that, I still don't enjoy cleaning. It got me wondering why I was spending so much of our budget on these fancy items when it really did not materially decrease the time it took to do the work nor increased my enjoyment of the activity. Buying these items definitely had a material and negative impact on the financial goal at hand whether it be the the snowball, the emergency fund, the college fund, and/or the retirement...
    01-04-2025, 06:34 AM
  • My Secret Envelope
    by Administrator
    I have a secret envelope, and it is hidden in a special place. At one point last year, this envelope had $2,500 in it. The money that goes into it does not come from a paycheck or tips from a part time job. The money in this secret envelope comes from selling items we no longer need around the house.

    This envelope is my envelope. I get to choose where to spend the money. It has funded some really nice things like a new chair for the office and upgraded tile for the new shower. I was...
    01-04-2025, 06:30 AM
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