Debt Free Fanatics

What Steps To Take When A Family Member Dies/Is Dying


1. Try to plan everything in advance if possible. Grief makes dealing with loss hell. When my dad was told that he had 3 months to live, I went to the funeral home and planned everything beforehand.

2. Try to get siblings on the same page. Family ...

Everyone is busy and most family cooks find it daunting to produce three meals a day. With a full-time career, I end up spending a lot of time on weekends prepping and preparing food to be available for brown bag lunches and for quick meals on busy evenings. I confess that we end up eating out more than I care to admit. I just prefer to be served than to be the server. I also get tired of my own cooking. Once I accepted that eating out is part of our "normal," I decided to focus on eating out for less. Here are some of my tricks. Feel free to add your tricks too.

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When you are behind on your debt payments, every ring of the phone can fill you with dread. While there is no magic wand to make your debt disappear, there are some steps you can take to protect your rights when dealing with a debt collector.

The Fair Debt Collection Practices Act (FDCPA) enforced by the Federal Trade Commission regulates debt collectors. Certain behaviors are not allowed under FDCPA. A debt collector ...

I have a secret envelope, and it is hidden in a special place. At one point last year, this envelope had $2,500 in it. The money that goes into it does not come from a paycheck or tips from a part time job. The money in this secret envelope comes from selling items we no longer need around the house.

This envelope is my envelope. I get to choose where to spend the money. It has funded some really nice things ...

I want to share a cautionary tale to all the parents out there who are sheltering their children from choices, that sooner or later, they will have to face, and even more so, from the consequences of those choices. This cautionary tale is mine.

My parents never made a lot of money, but they were both post-Depression children, born in the 1940's. They lived on very little growing up. My paternal grandparents lost a house in the 30's, during the height of the depression. My maternal grandparents ...