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This is our BS1 to BS7 story previously shared in the old forums. I was forced to recreate it from scratch and have taken this opportunity to provide more detail and move the story forward from where it “ended” in the original version.

The purpose of telling our story is to inspire others.

We started our Total Money Make Over with our first budget on December 1, 2008, but I feel like I should provide a little background so you’ll know where we were coming from.
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1. Try to plan everything in advance if possible. Grief makes dealing with loss hell. When my dad was told that he had 3 months to live, I went to the funeral home and planned everything beforehand.

2. Try to get siblings on the same page. Family fights while planning funerals makes the process worse. The corollary to this is to have open dialogue with the loved one and know what their wishes are. This also ties into #3.

3. Know where any life insurance policies and Social...

You found the home that interests you. You want to see the property and possibly make an offer. Now what?

Do not just pick any realtor. Talk to friends and family who have bought and sold homes. Who do they recommend and why? Remember, realtors, are paid by commission. Does this realtor have your best interests in mind, or does he or she march to the tune of that commission check? Those types of realtors are to be avoided. They will try to make the sale at any and all costs to YOUR...