Budget category sticky?

[DebtNinja]

That's why I don't use a lot of cash. Too hard to track where it goes. Something I figured out.... if there is some place that you stop often for small purchases--like a drink or a snack or a small amount of groceries, or whatever.... get yourself a gift card to there, and just take the money out of the budget when you get the card. Then no need to track so many small purchases. And it's easy to tell where the money went.

That's genius!

Can you tell in your paypal account where the money went? I know some vendors use such odd names it's hard to figure out sometimes.

Yes sometimes it can be tricky. I started using paypal as an alternative to a credit card online. I think I just need to pay closer attention and check the charges every week or month instead of every few months.

[coolmom42]

That's genius!



Yes sometimes it can be tricky. I started using paypal as an alternative to a credit card online. I think I just need to pay closer attention and check the charges every week or month instead of every few months.

Also, check to see if any place you go often has a phone app that gets you some sort of discount for using it. There is a fast food place called Sonic, in the US, and you get half-price drinks and quite often free things, by using the app. Convenient and thrifty!


If you spend that Paypal money, it needs to be an on-budget account, and reconciled in your YNAB or whatever you use to track money.